Do you have errors on your Credit Report?
admin | January 20, 2010
According to an article posted by The Sacramento Bee, in a survey of 197 people, 49 of them were kept from getting a home, bank account or job due to mistakes on their credit report.
A Summary of Your Rights under the Fair Credit Reporting Act
admin | January 17, 2010
The Federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. Here is a summary of your major rights under the FCRA:
Understanding Your Credit
admin | January 17, 2010
These are a few simple questions, yet when asked the majority of people simply don’t know the answers. Although I don’t believe I’ve ever met anyone who could truly say they were an expert in understanding credit, in a world where credit determines many aspects of our way of life it’s important that we know and understand what our credit is and how we can maintain and improve it.
Monitoring your Credit Report
admin | December 17, 2009
You will want to review your actual credit report as it is being reported to all three credit bureaus. It is very common to find errors on your credit report that could be contributing towards a lower credit score. You are entitled to receive a free annual credit report from all three major credit bureaus. Once you have received your free credit report from each credit bureau, you will want to do the following:
Your Credit Rights
admin | December 17, 2009
Here are brief summaries of some of the most important federal laws governing consumer credit. The Fair Credit Reporting Act… The Equal Credit Oprotunity Act… The Fair Credit Billing Act… The Truth in Lending Act… The Fair Credit Debt Collection Act…